Climate change authors must pick up the tab Re: “California’s former insurance commissioner sees grim future, more wildfires” (April 7). Your article highlights a growing crisis: disappearing insurance options, soaring premiums, and a future where many Californians may be unable

Polluters should pay for past deceit As the earth warms, Californians will pay more for the damages caused by climate change, including from disasters like the Los Angeles fires that are more severe as a result of hotter temperatures. But